TEXAS RETAIL INSTALLMENT SALES LAWYER
Alan Abergel is an attorney licensed by both the State Bar of Texas and the State Bar of California.
Click here, for California Retail Sales Installment Act legal services.
Click here, for Texas Motor Vehicle Sales Finance License services.
Registered Creditors. Some Texas retailers act as creditors, financing the sales of their goods and services by allowing their customers to make payments over time.
Texas law requires creditors who originate, service, or collect on retail installment agreements to register with the Office of Consumer Credit Commissioner (OCCC) within 60 days from the time they begin financing. Retailers that provide financing through third-party lenders are also required to register.
Texas Registered Creditors and retail installment providers and creditors must provide to their consumers contracts and disclosures that comply with the applicable sections of the Texas Finance Code, the Texas OCCC administrative regulations, and other Texas and federal laws.
WE PROVIDE THE FOLLOWING LEGAL SERVICES TO TEXAS INSTALLMENT SALE CREDITORS:
- Assistance with OCCC registration and renewals.
- Representation of Texas credit sale providers in compliance with Texas and federal consumer credit laws and regulations, including OCCC and CFPB regulations.
- Representation in investigations, administrative procedures, inspections, and audits OCCC and CFPB.
- Drafting of credit sale and retail installment contract documents for retail sellers, assignees and refinancing financial intuitions such as Texas Registered Creditors in compliance with Texas and federal consumer credit laws and regulations, including OCCC and CFPB regulations.
- We do not represent consumers. We only represent the Registered Creditors and retails installment contact providers.